1024 Main Street, South Windsor, CT, Connecticut, property flyer

1024 Main Street, South Windsor, CT, 06074 | $499,000

Nestled in a highly sought-after historic district, this quintessential New England home, built in 1820, showcases charm and elegance of the past with modern comforts. This meticulously crafted property spans nearly 4, 000 square feet and offers a blend of space and versatility. One side of the property features 4 bedrooms and 2 full baths, with a total of 9 generously sized rooms, including expansive living and dining areas perfect for entertaining. The layout includes 3 bedrooms on the second floor, along with a convenient first-floor bedroom adjacent to a full bath. The second unit with separate entrance to the second level is complete with a full kitchen, bedroom, bathroom, and a cozy sitting room. EITHER SIDE CAN BE RENTED PROVIDED THE OWNER RESIDES ON PROPERTY. Adjacent to the second level unit is a huge loft with unlimited possibilities (including the option to add a bath or laundry). A full basement adds extra versatility with an office, cedar closet, and cold cellar for storage. Bordering picturesque pastures and farmland, the property provides a serene backdrop of rolling greenery and classic New England scenery. Recent updates include a newer roof, windows, two furnaces and hot water heater ensuring the home's historic appeal is complemented by modern efficiency. Experience the perfect blend of historic character and contemporary living in this exceptional property.

Features

Rooms: 13
Bedrooms: 5
Baths: 3 full
Units: 2
Style: Units are Side-by-Side
Year Built: 1820
Garage: None,Driveway

Heating: Steam,Other
Cooling: None
Basement: Full
Above Grade Approx. Sq. Feet: 3,966
Acreage: 0.4
Est. Taxes: $10,814
Lot Desc: Level Lot,Historic District

Elem. School: Pleasant Valley
Middle School: Edwards
High School: South Windsor
MLS#: 24053835
Days on Market: 17 days
Website: https://www.raveis.com
/prop/24053835/1024mainstreet_southwindsor_ct?source=qrflyer

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Listing courtesy of Coldwell Banker Realty

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NMLS Mortgage Loan Originator ID 81725

203.980.8025

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1024 Main Street, South Windsor, CT, 06074

$499,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

	5/6 (30 Yr) Adjustable Rate Conforming*	30 Year Fixed-Rate Conforming	15 Year Fixed-Rate Conforming
Loan Amount	$399,200	$399,200	$399,200
Term	360 months	360 months	180 months
Initial Interest Rate**	7.000%	6.990%	5.990%
Interest Rate based on Index + Margin	8.125%
Annual Percentage Rate	7.563%	7.159%	6.276%
Monthly Tax Payment	$901	$901	$901
H/O Insurance Payment	$75	$75	$75
Initial Principal & Interest Pmt	$2,656	$2,653	$3,367
Total Monthly Payment	$3,632	$3,629	$4,343

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.