Wow!! This home has so much to offer. It is located on a corner lot right over the Redding line and has a Guest House included with it located on Williams Road which is surrounded by Huntington and Putnam Parks. This lovely Cape has a very versatile floor plan. Main Home consists of 4 bedrooms, (Primary bdr. on each flr) 3. 5 baths, large Living Room, large Family Room and large Dining Room. Living room has a lovely picture window, making it sunny and bright, hardwood floors and built in shelves. The dining room has lovely hardwood floors, wood beams, many windows and an entrance to the large deck overlooking the lushious, private yard. There is a canopy over the deck area for shade. The family room is very spacious and has a sauna and hot tub for relaxation after a good workout. The Guest House is privately set away from the main home and it was built in 2010. It has 1000 sq ft of living space with 2 bedrooms, 1 bath and an open area. You will love the large deck in front of the Guest House. The main home could be used as an in home office with all of the parking that is available. There is Central Air, a 3 car garage and beautiful stone wall embracing the front. Guest House is a great rental property with a good income or it would make a fabulous Airbandb, close to Parks, Theaters, highway and a reasonable commute into NYC. There is easy access to schools, center of town, quick drive to RT 84 and The Merritt Parkway. This is a wonderful home with some great opportunity
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 11.0 x 16.0 | Upper |
Bedroom 2 | Hardwood Floor | 9.0 x 16.0 | Upper |
Den | Hardwood Floor | 12.0 x 12.0 | Main |
Family Room | Ceiling Fan | 15.0 x 19.0 | Main |
Kitchen | Breakfast Nook,Pantry,Tile Floor | 10.0 x 11.0 | Main |
Living Room | Built-Ins,Fireplace,Hardwood Floor | 14.0 x 17.0 | Main |
Office | Tile Floor | 16.0 x 17.0 | Main |
Primary Bedroom | Full Bath,Walk-In Closet | 14.0 x 18.0 | Upper |
Primary Bedroom | Full Bath | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $631,200 | $631,200 | $631,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $1,337 | $1,337 | $1,337 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,306 | $4,195 | $5,412 |
Total Monthly Payment | $5,735 | $5,624 | $6,841 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.