Better than New! Custom built in 2005, this 4 bedroom colonial home boasts an open, versatile floorplan in a wonderful in-town neighborhood. The heart of the home is a spacious Great Room, with vaulted ceiling, gas log fireplace, walls of windows and french doors leading to a private deck. This space allows ample room for both gathering and dining - a great entertaining area! Open to the Great Room is a custom kitchen with large center island and breakfast bar. Off the the foyer, an additional room can be enjoyed as a living or dining room, or as it is currently used to enjoy a game of billiards. French doors lead from the foyer to a private study, which could be used as a main level bedroom, with full bath. Upstairs, the primary bedroom features a sizeable walk-in closet and full bath with clawfoot tub and separate shower. Two other bedrooms and a hall bath complete the upper level. The walkout lower level provides another versatile living space which can be used as a recreation room, in-law apartment or ADU with a full bath and galley kitchen. This level is accessible to a private patio area, parking and garage. Enjoy town water and sewer, and a fantastic location convenient to shopping, recreation, restaurants and all of the wonderful amenities that you will discover in the town of Ridgefield.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 12.0 x 13.0 | Upper |
Bedroom 2 | Hardwood Floor | 9.0 x 13.0 | Upper |
Bedroom 3 | Bedroom Suite,Full Bath,Patio/Terrace,Tile Floor | Lower | |
Dining Room | Hardwood Floor | 13.0 x 21.0 | Main |
Great Room | Vaulted Ceiling,Balcony/Deck,Dining Area,Fireplace,French Doors,Hardwood Floor | 24.0 x 25.0 | Main |
Kitchen | Breakfast Bar,Built-In Hutch,Granite Counters,Island,Hardwood Floor | Main | |
Primary Bedroom | Full Bath,Walk-In Closet,Hardwood Floor | 13.0 x 21.0 | Upper |
Study | Balcony/Deck,French Doors,Partial Bath | 13.0 x 13.0 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $920,000 | $920,000 | $920,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.769% | 6.270% | 5.864% |
Monthly Tax Payment | $1,350 | $1,350 | $1,350 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,152 | $5,590 | $7,578 |
Total Monthly Payment | $6,627 | $7,065 | $9,053 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.