Introducing a to-be-built stunning raised ranch home in Plattekill, NY, a dream opportunity for both families and those seeking space for multi-generational living. This property boasts four spacious bedrooms three well-appointed bathrooms and a separate office space, spread over 2300 square feet of inviting living space. With the option of making the lower level into additional space for parents family or kids to be set up as a fully functional separate living quarters complete with a kitchen and separate entranceway. Step inside and you'll feel the care and quality of construction that defines every corner of this lovely home. The primary bedroom is a peaceful retreat, designed to provide restful nights and lazy weekend mornings in comfort. The heart of the home, the kitchen, with its modern appliances and generous counter space, invites your culinary explorations while keeping you part of the conversation in the open-plan living area. When it's time to step outside, you'll find yourself in a nurturing environment, where your private outdoor space offers a tranquil escape from the bustle of everyday life. With Hemlock Ridge Multiple Use Area just a stone's throw away, nature enthusiasts can rejoice you'll have miles of scenic beauty practically in your backyard for those who enjoy a good hike, picnic, or just a serene spot to unwind. For everyday conveniences, Hannaford Supermarket is nearby to help keep your pantry stocked without hassle. From quality essentials to gourmet ingredients, your grocery runs will be a breeze. This home not only stands out for its prime location but for its intelligent design and high-quality build, all set within a friendly community atmosphere. It's a place not just to live but to thrive in, creating memories for years to come.
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Our Executive Mortgage Banker:
Our Insurance Division:
$584,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $467,920 | $467,920 | $467,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $1,083 | $1,083 | $1,083 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,113 | $3,110 | $3,946 |
Total Monthly Payment | $4,288 | $4,285 | $5,121 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.