**DID NOT SUSTAIN ANY DAMAGE FROM HELENE OR MILTON** Welcome to the heart of Palma Ceia, one of Tampa's most sought-after neighborhoods in the coveted Plant High School district! No flood insurance--Flood Zone X. No HOA or extra fees. Natural gas connected. This duplex, built in 2019, has it all. Both units are currently leased with Unit A base rent of $4, 100. 00 expiring in January 2025 and Unit B base rent of $4, 000. 00 expiring in September 2025. With an unbelievable investment upside in Golfview/Palma Ceia and just recently built (2019) with all newer appliances and systems, including top of the line 16 seer Trane HVAC units, this income-producing duplex will not last long. Each unit is 3 bedroom, 2. 5 bath of 2, 061 sq ft living space/2, 676 total sq ft. with quartz countertops, gas appliances, screened-in back patio, privacy fenced backyard, tray ceilings, LVP flooring throughout first floor, 2-car attached garage, and no shared spaces per unit. As you enter the units, you'll find the 2-car garage entry and a powder bath off the entry hall, which then opens into your spacious open concept living, dining, and kitchen area with beautiful natural light from the eastern exposure. The kitchen boasts stainless steel appliances, gas range cooktop, wall oven, and thoughtful layout crafted perfectly for entertaining and family gatherings. Once upstairs, you'll find the master bedroom with en suite master bath and large walk-in closet, along with the two additional bedrooms and bathroom. All bathrooms are adorned with beautiful tile floors. This income duplex in Palma Ceia is truly incomparable.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,060,000 | $1,060,000 | $1,060,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.750% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.394% | 6.876% | 6.830% |
Monthly Tax Payment | $2,011 | $2,011 | $2,011 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,875 | $6,875 | $9,307 |
Total Monthly Payment | $9,011 | $9,011 | $11,443 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.