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26 Galloway Lane, Valhalla (Mount Pleasant), NY, 10595 | $699,000
Accepted offer 10/22, CTS. Welcome to 26 Galloway Ln, nestled on a cul-de-sac street with level . 28 acre. As you enter, you will notice beautiful, refinished hardwood flooring and home freshly painted with great natural light. Living room flows into dining area and expanded kitchen with large eat-in area, plenty of storage with door to deck. The second level is only a few steps up, and is comprised of 1st bedroom, and spacious primary bedroom with new hall bath. Venture up to 3rd level and you will find 2 bedrooms, and hall bath. Lower level consists of family room with new 1/2 bath, with door leading out to yard. Beautiful private level yard is great for entertaining. Updates include hardwood flooring on 1st & 2nd floor refinished, new garage door, freshly painted, hall bath on 2nd floor and 1/2 bath in basement are new. Close to all, major highways, schools, restaurants, and shopping. House is assessed for a market value of $832, 000, (16% over assessed), Taxes could be grieved and come down to $16, 074 per Richard O'Donnell. Sq ft includes lower level.
Features
- Town: Valhalla
- Rooms: 8
- Bedrooms: 4
- Baths: 2 full / 1 half
- Style: Split Level
- Year Built: 1958
- Garage: 1-car Attached
- Heating: Oil, Baseboard, Hot Water
- Cooling: Wall Unit(s), Window Unit(s)
- Basement: Finished, Walk-Out Access
- Approx Sq. Feet: 2,147
- Acreage: 0.28
- Est. Taxes: $19,135
- Lot Desc: Level, Near Public Transit, Cul-De-Sec
- Elem. School: Virginia Road Elementary School
- Middle School: Valhalla Middle School
- High School: Valhalla High School
- School District: Valhalla
- Appliances: Dishwasher, Dryer, Oven, Refrigerator
- MLS#: H6332448
- Days on Market: 20 days
- Website: https://www.raveis.com
/prop/H6332448/26gallowaylane_valhalla_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
26 Galloway Lane, Valhalla (Mount Pleasant), NY, 10595
$699,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $559,200 | $559,200 | $559,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
| Monthly Tax Payment | $1,595 | $1,595 | $1,595 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,720 | $3,717 | $4,716 |
| Total Monthly Payment | $5,407 | $5,404 | $6,403 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535