An antique cape on a lovely tree-lined street in a quintessential VT town - here's your opportunity! This home is a gem. The layout is both spacious and sensible, the bones are great, the details of a time gone by shine through yet its been modernized for comfort and efficiency. On the first level you'll find a convenient full bathroom and laundry/mud room, sweet galley kitchen with tall cabinets, dining room that opens into a light-filled living room, as well as a cozy family room complete with fireplace (which needs repair/liner) . . . can you imagine warming up in front of the fire as the snow falls outside your window? Upstairs are 3 bedrooms, ample closet space, and a second large bathroom with clawfoot soaking tub. Outside is an oversized 1 car garage with power, work bench, and room for storage. The huge 2-story barn is ripe with potential and history. There is a large, antique window and a beautiful light fixture on the second floor which both came from the old school in town. Downstairs still has animal stalls in the back. It needs work and attention to bring it back to life. Could it become apartments? A studio? Nestled less than a quarter mile above downtown Northfield, you're an easy walk to all the vibrant village has to offer; restaurants, shops, farmers markets, and more. Delayed showings begin on 10/19 after that day's open house (11am-4pm)
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $236,000 | $236,000 | $236,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.879% | 7.159% | 6.276% |
Monthly Tax Payment | $424 | $424 | $424 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,630 | $1,569 | $1,990 |
Total Monthly Payment | $2,129 | $2,068 | $2,489 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.