This cozy 3 bedroom ranch sits on a quiet VT road and is eady to move in. The neighbors are almost out of sight and the woods on both the front of the home and the backside are offer privacy and nature in abundance. The house sits on a lovely 2 acre lot with 1 acre zoning. The possibilities are endless. The big yard lends itself to potential gardens and currently has producing apple trees on site. This home's exterior has been fully renovated with new vinyl siding, new vinyl windows and large bedroom egress windows, new sliding glass door, front door and a layer of insulation added to the exterior. Nothing was missed on the exterior. Even new gutters. The new asphalt roof compliments the brand new Overhead door with an electrical operator for easy entry and security. The inside of the home has new LVP ( Luxury vinyl plank flooring ) in the kitchen, new cabinetry and all new appliances. The entire electrical system is new and upgraded to modern standards with all smoke detectors hard wired and safe electrical baseboard heat. Eliminate sewer and city water costs with your own private well and septic system. These are installed on site and hooked up to the home. Start the holidays off right in your new home in a quintessential Vermont setting. Showings start 11/2
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$384,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $307,200 | $307,200 | $307,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.879% | 7.159% | 6.276% |
Monthly Tax Payment | $314 | $314 | $314 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,122 | $2,042 | $2,591 |
Total Monthly Payment | $2,511 | $2,431 | $2,980 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.