Charm and elegance abound in this superb home circa 1900, rich with character and a harmonious combination of original detailing & gorgeous upgrading throughout. Perfectly sited on a quiet cul de sac just steps to the Charles Eldridge Playground and historic Boys and Girls Club of Newport County. Enjoy the best of both worlds being privately tucked away yet so close to the Saunderstown Yacht Club, Bay Campus, Wickford, Newport, Jamestown and Narragansett's restaurants, beaches, caf 's, shops and more. The first floor includes a graceful entry foyer leading to a living room, dining room & a sun filled eat-in kitchen. This well maintained residence showcases stunning woodwork & wood floors throughout. Four bedrooms and a full bath occupy the second floor. Outside is bordered by beautiful mature trees & features a stone wall, large patio and shed and a welcoming wraparound porch. This family home is a timeless & tranquil haven certain to be treasured for generations.
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Our Executive Mortgage Banker:
Our Insurance Division:
$729,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $583,200 | $583,200 | $583,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $418 | $418 | $418 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,978 | $3,876 | $4,918 |
Total Monthly Payment | $4,488 | $4,386 | $5,428 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.