**Take advantage of a seller paid promotion. The seller will credit the buyer $8, 898 towards their closing costs and prepaid items at closing, which could include a rate buy down, on any full price offer accepted by 11/30/24. **Welcome to this spacious 4-bedroom, 2. 5-bath home with a bonus room, offering 2, 532 sqft of living space and no rear neighbors, situated in the highly desirable Saddlebrook Village community, featuring NO CDD and low HOA fees. As you step through the double-door entry, you’re greeted by an open and airy floor plan with high ceilings. Beautiful laminate flooring flows through the front living room and separate dining room, creating a warm and inviting atmosphere. The large family room seamlessly connects to the kitchen, which boasts a generous island, ample counter space, and a breakfast nook with serene views of the backyard. A full laundry room is conveniently located on the first floor with access to the 2-car garage. Upstairs, the master bedroom suite offers plenty of space with his-and-her closets. The en-suite bathroom features dual vanities, a garden tub, and a separate shower. The additional three bedrooms include upgraded flooring in two of them, and the bonus room provides extra flexibility, perfect for a playroom, office, or media space. Located in the sought-after Westbrook Estates, residents enjoy access to great amenities, including a clubhouse, tennis courts, basketball courts, and a community pool. This home is ideally positioned near SR54, SR56, I-75, and I-275, offering quick access to shopping, dining, and major commuting routes.
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Our Executive Mortgage Banker:
Our Insurance Division:
$444,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $355,920 | $355,920 | $355,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $494 | $494 | $494 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,368 | $2,366 | $3,052 |
Total Monthly Payment | $2,937 | $2,935 | $3,621 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.