Boat lover’s DREAM with a price to sell!! This is luxury living at its best where you get to live in a beautiful newer home and have all the waterside fun! Build that boat dock you have always wanted and store your boat right at home in your backyard canal that gives you direct access to a 3, 400-acre lake. Be amazed when you enter this 4-bedroom 2. 5 bathroom home with lots of natural light and neutral decor to make this your own paradise. Featuring an open floorplan with kitchen, dining and family room combo with relaxing views of the water right outside your back door. The kitchen is a chefs dream with tall cabinets, granite countertops, stainless steel counters and huge walk-in pantry. The main level also features a flex room that is currently being used as a living room but can be used to fit your needs. Upstairs you will be amazed how much space is available with the large loft and all of the bedrooms. The primary bathroom features dual sinks and a large walk-in-closet. Forget dragging your laundry all around the house since the laundry room is conveniently located upstairs. If that wasn’t' enough the community also offers a resort style pool with a splash pad and plenty of chairs to soak up the sun. If boating and swimming get old, you can take your little ones to the playground or play soccer in the field. Hanover Lakes has it all!
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Our Executive Mortgage Banker:
Our Insurance Division:
$520,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $416,000 | $416,000 | $416,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.775% | 6.790% | 6.034% |
Monthly Tax Payment | $786 | $786 | $786 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,838 | $2,664 | $3,455 |
Total Monthly Payment | $3,716 | $3,542 | $4,333 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.