This charming ranch-style home, set on a peaceful wooded dead-end road in the heart of Yorktown, offers both comfort and convenience. The bright, sun-filled interior features 3 bedrooms & 1 full bathroom. The kitchen, which features white appliances, granite countertops, and a garden-view window, opens to a spacious living & dining area w/ hardwood floors. From the dining area, you can access the garage or step through double sliding doors that lead to a deck, overlooking a large fenced-in backyard perfect for entertaining and outdoor gatherings. The home has been well-maintained, with a new roof in 2017, and a full-house Generac generator power during outages. The lower level offers an additional 646 sq. ft. of living space, including a cozy fireplace with a wood-burning stove, a finished den or recreation room, a bonus room, a laundry area, and ample storage. Conveniently located near schools, shops, restaurants, and major parkways, this home is truly a must-see!
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$575,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.494.1459
Vincent.DiMella@raveis.com
NMLS Mortgage Loan Originator ID 24240
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $1,001 | $1,001 | $1,001 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,177 | $3,057 | $3,879 |
Total Monthly Payment | $4,270 | $4,150 | $4,972 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.