Fantastic Opportunity to live right down the road from stunning LAKE WYOLA BEACH. This well kept cape offers an efficient low carbon footprint for its new owners with expansion possibility with just a little sweat equity you can easily add 2 more rooms. This home currently has 2 bedrooms on the main level with open concept living room, dining area, and kitchen with 1 bath. The footprint would allow the new owners to expand into the walk up attic which is already partially finished with insulated walls and electric. This home features a metal roof, central air, and recently added heat pump heating system. Located just above Lake Wyola State Park, and close to Pine Brook Camp Ground, Kestrel Land Trust, for fun in all seasons and the Leverett Co-op. Easy access to Amherst, Sunderland, Hadley, and Greenfield, Universities and Highly Rated Schools.
Type | Description | Level |
---|---|---|
Bedroom 2 | Closet, Flooring - Wall to Wall Carpet | Main,First |
Kitchen | Dining Area, Pantry, Kitchen Island, Exterior Access, Open Floorplan | Main,First |
Living Room | Closet, Flooring - Wall to Wall Carpet, Exterior Access | Main,First |
Master Bedroom | Closet, Flooring - Wall to Wall Carpet | Main,First |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $287,920 | $287,920 | $287,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $373 | $373 | $373 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,916 | $1,914 | $2,428 |
Total Monthly Payment | $2,364 | $2,362 | $2,876 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.