Welcome to Chatfield Farms, a sought-after 55+ community in Beacon Falls, CT! This stunning stand-alone Ranch built in 2018, features two spacious bedrooms, and 2 full baths, as well as central air, natural gas heating, irrigation & a two-car garage As you step inside, you'll be greeted by a bright and airy open floor plan. The kitchen is a chef's delight with a generous island and seamless flow into the dining and living areas. Beautiful hardwood floors grace the kitchen, living, and dining rooms. Sliding doors lead to the deck, perfect for outdoor relaxation. The primary bedroom has hard wood floors, a ceiling fan, a walk-in closet, and a full bathroom with a walk-in shower. The second bedroom, also with hardwood floors and a ceiling fan, offers ample space for guests or a home office. The laundry room is located on the main level. The Association offers a clubhouse, pool, pickleball courts, bocce court and walking trails. Located close to Route 8, this home is perfectly situated for convenience and ease of travel.
Type | Description | Level |
---|---|---|
Bedroom 1 | Ceiling Fan,Hardwood Floor | Main |
Dining Room | Sliders,Hardwood Floor | Main |
Kitchen | Granite Counters,Island,Hardwood Floor | Main |
Living Room | Ceiling Fan,Hardwood Floor | Main |
Primary Bedroom | Ceiling Fan,Walk-In Closet,Hardwood Floor | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $387,920 | $387,920 | $387,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $585 | $585 | $585 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,679 | $2,578 | $3,271 |
Total Monthly Payment | $3,339 | $3,238 | $3,931 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.