Oceanside at its best!!! This charming colonial splanch home in the Estates section is perfectly situated on a private cul-de-sac with partial water views. This updated home has 4 bedrooms and 2. 5 bathrooms and features incredible spaces and layouts, meticulous detailing, high ceilings, marble, hardwood flooring, wonderful fixtures, and a seamless flow. The spacious marble foyer with a grand staircase takes you into the home's main level and heart, including a new chef's style kitchen with an open-concept family room featuring a cozy wood-burning fireplace and multiple accesses to the yard. The main level's open floor plan provides an eat-in-kitchen and dining room combination. The second level has a formal living room with a 12-foot+ high ceiling and tons of natural light through a wall of windows overlooking the rear of the property. The upper floor has a magnificent primary bedroom suite, featuring an oversized bedroom with a sitting area, a walk-in closet, two additional closets, and a luxe bathroom. This level also features 3 additional bedrooms and a recently updated spa-type bathroom featuring a full shower and bath. The finished lower level has great space for a playroom and/or office, laundry, and utilities. This property offers a two-car garage with a brick paver driveway, mature plantings and professional landscaping, underground sprinklers, a gorgeous private backyard with a new retractable sunshade, and a composite-type deck. Conveniently close to schools, shopping, and dining, minutes to beaches, and under 45 minutes to NYC.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $735,200 | $735,200 | $735,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $1,341 | $1,341 | $1,341 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,174 | $4,587 | $6,155 |
Total Monthly Payment | $5,607 | $6,020 | $7,588 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.