Welcome to this beautiful home on a desirable acre-plus corner lot! Serene setting, within a lovely area, this home can be a great starter home or the perfect downsize at almost 1300 sq ft. . With updates including newer furnace (2012); septic system (2003); replacement tilt-in windows (2003); new insulation, upgraded electric, walls & ceilings, siding & roofing (all 2003), this home is just right! Enjoy summer days relaxing on the farmer's porch, or host inside the lovely, bright main level. Living room is cozy, and leads to full bath - could also be a primary bedroom for one-level living! Large farmhouse-style kitchen has own entry, cabinets, pantry, first floor laundry, and space for dining table/center island. Bonus room on main level is currently used as a 3rd bedroom, but also makes for great office, craft room, reading nook, etc. Beautiful hardwoods in most rooms. Two good-sized bedrooms on second level with great natural light. This home is comfy, inviting, and affordable!!
Type | Description | Level |
---|---|---|
Bedroom 2 | Ceiling Fan(s), Closet, Flooring - Hardwood | Second |
Bedroom 3 | Walk-In Closet(s), Closet/Cabinets - Custom Built, Flooring - Wood | Main,First |
Dining Room | Ceiling Fan(s), Flooring - Hardwood, Exterior Access, Lighting - Overhead | Main,First |
Kitchen | Flooring - Vinyl, Window(s) - Picture, Dining Area, Pantry, Country Kitchen, Exterior Access, Storage | Main,First |
Living Room | Bathroom - Full, Flooring - Hardwood, Cable Hookup | Main,First |
Master Bedroom | Ceiling Fan(s), Closet, Closet/Cabinets - Custom Built, Flooring - Hardwood, Lighting - Overhead | Second |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $271,920 | $271,920 | $271,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $282 | $282 | $282 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,809 | $1,807 | $2,293 |
Total Monthly Payment | $2,166 | $2,164 | $2,650 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.