Welcome to 10 Oak Knoll Ave. This charming ranch is a 2 bed, 1 bath home that offers hardwood flooring throughout and a partially finished lower level, vinyl flooring, providing versatile uses like a home office, gym, or playroom. Breezeway is also finished and heated, providing use options like a mudroom or home office. Ductless mini-split systems provide heat and a/c year round, along with hot water baseboard heating as well for those New England winters. Recessed lighting throughout. Windows replaced within the last 5 years. Outside you'll find a fenced-in yard, 1 car garage with a paved driveway that fits 4 tandem cars. The property also has a major bonus, the sale includes an adjacent 0. 28-acre lot, providing added privacy. Located in a quiet neighborhood, close to shopping, dining, I-495, and route 3, this home offers great convenience. Don’t miss out on this wonderful opportunity to own a lovely home with extra land in Chelmsford.
Type | Description | Level |
---|---|---|
Bedroom 2 | Closet, Flooring - Hardwood, Recessed Lighting | First |
Dining Room | Flooring - Hardwood | Main,First |
Kitchen | Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Recessed Lighting | Main,First |
Living Room | Flooring - Hardwood, Recessed Lighting | Main,First |
Master Bedroom | Closet, Flooring - Hardwood, Recessed Lighting | First |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $463,200 | $463,200 | $463,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $461 | $461 | $461 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,082 | $3,079 | $3,906 |
Total Monthly Payment | $3,635 | $3,632 | $4,459 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.