1320 N Ocean Breeze, Lake Worth, FL, 33460 | $649,000

Super charming Key West-style home with NEW POOL (2024) with impact windows (2022), new HVAC (2022), 2BR plus den/office/3rd BR, updated kitchen including real wood cabinets with soft close doors & drawers & premium stainless steel appliances, natural gas (stove + NEW tankless water heater), updated bath, original oak and Dade Co hardwood floors, 2-car garage, off-street parking, private back yard, and new pvc drain line to city service, Conveniently located in the Eden Place neighborhood you'll find nearby restaurants, activities, and beaches! Lake Worth Beach is home to the annual Street Painting Festival as well as host to dozens of festivals such as Midnight Sun Festival, 4th of July parade and homemade raft race, bonfires on the beach, PrideFest, and the annual holiday parade!

Features

  • Amenities: None
  • Bedrooms: 2
  • Baths: 1 full
  • Style: < 4 Floors,Key West
  • Year Built: 1931
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central
  • Approx Sq. Feet: 1,091
  • Est. Taxes: $9,153
  • Lot Desc: < 1/4 Acre,East of US-1
  • Elem. School: North Grade Elementary School
  • Middle School: Lake Worth Community Middle
  • High School: Lake Worth High School
  • Pool: Gunite,Salt Chlorination
  • Pet Policy: Yes
  • MLS#: RX-11028494
  • Website: https://www.raveis.com
    /prop/RX-11028494/1320noceanbreeze_lakeworth_fl?source=qrflyer
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Listing courtesy of The Corcoran Group

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1320 N Ocean Breeze, Lake Worth, FL, 33460

$649,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $519,200 $519,200 $519,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.681% 6.678% 6.034%
Monthly Tax Payment $763 $763 $763
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,542 $3,278 $4,311
Total Monthly Payment $4,397 $4,133 $5,166

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.