***THIS HOME WAS IMPACTED BY HURRICANE HELENE AND HAS NEVER PREVIOUSLY FLOODED. INTERIOR PHOTOS ARE PRIOR TO FLOODING. SELLER HAS REMEDIATED. PERFECT OPPORTUNITY TO BUILD OR RENOVATE YOUR WATERFRONT DREAM HOME!!
Nestled in the highly coveted enclave of Ponderosa Shores in Northeast St. Petersburg, this waterfront sanctuary epitomizes waterfront living with a mix of nature. Tucked away on a private cul-de-sac, this residence offers unparalleled tranquility with no neighbors in front or behind, ensuring a serene and exclusive retreat. Embracing the quintessential Florida lifestyle, this home boasts direct access to a private nature preserve, inviting residents to embark on tranquil boat rides or kayak adventures, all while soaking in the breathtaking beauty of the surrounding landscape, punctuated by stunning sunrise and sunset views that paint the sky with a kaleidoscope of hues.
Step inside and discover a harmonious blend of sophistication and comfort, with an open-concept split floor plan that effortlessly flows from one space to the next. Featuring 3 bedrooms and 3 dedicated full baths (2 of which are en suite baths) and convenient inside laundry. The heart of the home lies in its expansive kitchen, where gleaming granite countertops, stainless steel appliances, and ample bar-top seating converge to create a culinary haven fit for the most discerning chefs. Adjacent to the kitchen, a formal dining space sets the stage for memorable gatherings and amazing water views, while two distinct living areas offer versatility and flexibility for modern living. Expansive windows line the back of the home, framing panoramic water views that serve as a picturesque backdrop for everyday moments and special occasions. Outside, the possibilities for outdoor entertainment abound, a newer dock (2020) and seawall (2019) with ample space for a pool where residents can cool off on warm summer days or simply bask in the sun-drenched serenity of their surroundings. Kayak or paddleboard over to the natural preserve and observe the beautiful Florida wildlife firsthand. You will feel as though you are on your private island. Practical conveniences abound, including a two-car garage and a brand-new paver driveway, ensuring ample space for parking and storage. Beyond the confines of this idyllic retreat, residents will find themselves mere minutes away from an array of local amenities, including Trader Joe's, Fresh Market, Publix, and the new Whole Foods, making everyday errands a breeze. For those seeking recreation and leisure, Shore Acres Recreation Center is within walking distance, along with Denver Park and Mini Park, providing endless opportunities for outdoor enjoyment. Moreover, the vibrant sense of community within this neighborhood, coupled with its status as a popular golf cart community, fosters a warm and welcoming atmosphere that residents are proud to call home. Just a short drive away, the vibrant downtown district of St. Petersburg awaits, where charming sidewalk cafes, waterfront parks, world-class museums, and cultural attractions beckon residents to explore and indulge in the rich tapestry of experiences that this dynamic city has to offer. In essence, this waterfront oasis in Ponderosa Shores represents the epitome of coastal living, where luxury, comfort, and natural beauty converge to create an unparalleled living experience that is truly beyond compare. Come live the FLORIDA LIFESTYLE and make this your next DREAM HOME!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $430 | $430 | $430 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,253 | $4,248 | $5,481 |
Total Monthly Payment | $4,775 | $4,770 | $6,003 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.