*Highest and Best requested by Saturday Oct 19 at noon* Welcome to 14 High St, located in the beach community of Pine Grove. The previous owner of this unique property was an artist who expressed their creativity throughout the home. Town records have this house listed as a 3 bed, 1 1/2 bath. The owner has opened up one of the bedrooms to create a walk-in closet which can be easily turned back into a bedroom, if so desired. Additional unique items in this house include a barn door separating the living and dining rooms as well as a Dutch door opening to the porch. Keep warm in those winter months with the multizone heat from the Buderus boiler or use the wood stove located on the first floor. Enjoy the warm weather sitting outside on the wrap around porch or out in your private, fenced-in patio. Pine Grove is a great place to live with its 2 private beaches, basketball court/pickleball court, ball field, and playground for the little ones, plus the annual Field Day and neighborhood picnic. The neighborhood is surrounded by the Niantic River and Smith Cove, providing easy access for launching your kayaks and paddle boards. Just minutes away is the beautiful downtown Niantic where you can find local restaurants, shops, town beaches, and more. Niantic is conveniently located 2 hours from Boston and 2. 5 hours from New York City. Bring this home back to life with your own creativity! Home is being sold 'As-Is' and will not qualify for government financing.
Type | Description | Level |
---|---|---|
Bedroom 1 | Upper | |
Bedroom 2 | Upper | |
Dining Room | Wood Stove | Main |
Living Room | Beams,Book Shelves | Main |
Primary Bedroom | Ceiling Fan | Upper |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,920 | $231,920 | $231,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.775% | 6.790% | 6.034% |
Monthly Tax Payment | $351 | $351 | $351 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,582 | $1,485 | $1,926 |
Total Monthly Payment | $2,008 | $1,911 | $2,352 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.