176 Gary AVENUE, Oak Hill, FL, 32759 | $425,000

Under contract-accepting backup offers. Welcome to 'Redfish Haven', your dream retreat nestled on a deep-water canal just off the Intracoastal Waterway!

This beautiful and spacious 2-bedroom, 2-bathroom home boasts 50 feet of water frontage, making it the perfect haven for boating enthusiasts. The property features a private covered boat dock complete with a covered 10, 000 lb. boat lift, offering direct access to some of Florida’s best fishing waters. Spend your days lounging on the multi-level 16’ x 16’ covered deck, equipped with multiple seating areas for entertaining. A fish cleaning station equipped with electric and water is perfect for prepping your fresh catch, and the 30 ft long water-level dock storage shed offers ample space for all your gear.

Take your boat for a quick trip to the inlet, or just fish & shrimp right from your private dock! This 180 ft deep lot is a rare find in Indian Harbor Estates, providing ample space for outdoor backyard living and privacy. Enjoy 3 separate covered patio seating areas, a cozy firepit, lush green spaces in both the front and back yards, and fencing on both sides of the lot for added privacy. For hobbyists, the property features a 520 sq ft stand-alone block workshop with utilities, perfect for crafting or projects, plus an additional 8 ft x 10 ft storage tool shed.

Inside, Redfish Haven offers an open floor plan with a spacious living area. This home’s 2015 remodel includes luxury vinyl plank and engineered hardwood flooring throughout, creating a seamless and elegant feel. The Florida Room and separate screened-in porch provide flexible spaces to relax or entertain. A new metal roof was installed in 2018 on both the main house and the workshop.

This home is also an investor’s dream. Redfish Haven currently operates as a successful vacation rental with many seasonal return guests. Whether you’re looking for a full-time residence, a weekend getaway, or a profitable rental property, this canal home oasis has it all. Furnishings are negotiable, and with no HOA, the possibilities are endless!

Features

  • Rooms: 3
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 50 x 180
  • Laundry: Other
  • Year Built: 1972
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,398
  • Acreage: 0.21
  • Lot Size: 50 x 180
  • Est. Taxes: $4,348
  • View: Water
  • Pet Policy: Yes
  • Appliances: Cooktop, Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: NS1082736
  • Days on Market: 9 days
  • Website: https://www.raveis.com
    /prop/NS1082736/176garyavenue_oakhill_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/22/2024 10:47:08 PM)
Listing courtesy of WHITE WHALE REAL ESTATE   Phone: 388-689-5171

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NMLS Mortgage Loan Originator ID 16953

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176 Gary AVENUE, Oak Hill, FL, 32759

$425,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $340,000 $340,000 $340,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $362 $362 $362
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,262 $2,260 $2,915
Total Monthly Payment $2,699 $2,697 $3,352

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.