"Turn-Key Home with Modern Upgrades in Port Jefferson Located in the coveted Three Village School District, this fully renovated 4-bedroom, 2. 5-bath split-level home is a rare find. Updated in 2023, it features a perfect blend of contemporary style and comfortable living. The sleek, modern kitchen comes equipped with stainless steel appliances, generous storage, and an open flow ideal for both everyday cooking and entertaining. Set on a level corner lot, the newly fenced backyard offers a private sanctuary with a brand new heated salt-water in-ground pool (18' x 38') and a freshly installed patio (Spring 2024)-ideal for both relaxation and hosting summer gatherings. With bright, spacious rooms, including a pool-facing family/den room, this home's thoughtful layout ensures space and privacy for all. It's also within walking distance of Port Jefferson Village, offering easy access to shops, restaurants, and vibrant community amenities. Don't miss this move-in-ready home that combines modern finishes, outdoor elegance, and an unbeatable location!"
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Our Executive Mortgage Banker:
Our Insurance Division:
$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,200 | $559,200 | $559,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $1,173 | $1,173 | $1,173 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,862 | $3,717 | $4,716 |
Total Monthly Payment | $5,127 | $4,982 | $5,981 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.