The yard may be too small for a pool, but it is priced FAR below 4-bedroom comps in Pioneer Village. Take the extra funds to get the coolest Golf Cart in the neighborhood to bop on over to 5 pools and 2 water parks for residents to enjoy. One Story w/ upstairs Bonus Guest Suite complete with full bath, walk-in closet & 'Florida Basement' in the attic (Don't know? Feel free to ask!) Located in the highly sought-after community of Nocatee in St. Johns County, this is an exceptional find for those seeking tranquility & minimal maintenance living. Step inside to discover a spacious open floor plan, ideal for relaxation & entertaining, as the gourmet kitchen overlooks the dining & living areas and is a chef's delight, featuring Stainless Steel appliances, sleek quartz countertops, and ample storage space with a walk-in pantry. The downstairs owner's suite is a serene retreat, complete with ensuite bathroom with a huge walk-in shower & walk-in closet. 2 more bedrooms, laundry room, full bath & a drop zone round out the downstairs. Upstairs is a full guest suite with a walk-in closet, full bath, and a Florida Basement. Screened in lanai has water views &yard is full fenced. Don't forget Settler's Pond for walking, fishing, and a picnic by the park. Only a 3-mile golf cart ride to Spray and Splash and just beyond that to the Nocatee Town Center, Farmer's Market, and Restaurants. Live the Resort Life at the many different Parks and Pools open to Nocatee Residents (any Nocatee community not behind a gate), surrounded by a manicured landscape, and lined with Palm trees. Splash Park, Spray Park, heated junior Olympic-sized Pool with swim lanes, community pools, Fitness Center, Dog Parks, Picnic Gazebos, Nature Trails, Playgrounds, Tennis and Basketball courts. Recent additions are the Adults Only Pool and Amusement Park Style Water Slides! Close to the new Durbin Crossing Shopping Center, easy access to main roads for commuting and just under 10 miles minutes to the beach. Buy a lifestyle, not just a home. Make an appointment soon for your own private showing!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $436,000 | $436,000 | $436,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $592 | $592 | $592 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,901 | $2,898 | $3,738 |
Total Monthly Payment | $3,585 | $3,582 | $4,422 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.