Exciting St Johns County for $195 per s. f! On a large, private preserve lot with mature trees and a small creek in the rear. If you like spacious rooms and open floor plans, this may be the one for you. Featuring highly desirable St Johns County schools, but with no CDD fees. Measuring over 4000sf with a huge owners suite, it has something that every luxury home should have. . . completely separate HIS and HERS bathrooms and closets! There are 10' ceilings throughout, dual HVAC systems, and 16 ceiling fans. Art Deco themed wet bar and theatre make it ideal for entertaining. 8 vintage chandeliers and 8 custom stained glass windows. Lots of crown moulding and tons of storage space. Spacious three car garage with 15'x35' floored storage area above. In-law suite with separate entrance. Full sprinkler system. Two custom window seats with storage below. Gas F/P in owners suite. 1 year warranty and transferrable termite bond. Owner is licensed real estate agent and has lived in it since new.
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Our Executive Mortgage Banker:
Our Insurance Division:
$779,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $623,200 | $623,200 | $623,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $374 | $374 | $374 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,146 | $4,094 | $5,256 |
Total Monthly Payment | $4,612 | $4,560 | $5,722 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.