This recently built gem from 2019 welcomes you with an array of modern features and ample space, offering a comfortable and contemporary lifestyle. The open floor plan seamlessly integrates the kitchen and family room, creating a vibrant and inviting atmosphere for gatherings and daily living. The kitchen is a standout, boasting stainless steel appliances, elegant granite countertops, and a generously sized island, making meal preparation a joy. The tile and wood laminate flooring throughout exude sophistication while ensuring easy maintenance. For added convenience, this home features dual sinks in one of the bathrooms and a large walk-in closet, providing plenty of storage space. Inside, you will find an inside laundry room, making chores more manageable and organized. Step outside to the large, fully fenced yard, offering ample space and the perfect canvas for your dream pool or outdoor oasis. The potential for creating your private retreat is boundless. The Spring Ridge community is an added delight, offering a range of amenities including a clubhouse, party room with a kitchen, fitness center, playground, basketball court, and a junior Olympic-sized swimming pool. What is even more appealing is the remarkably low HOA fee, ensuring access to these facilities without breaking the bank. Located conveniently close to the Suncoast Parkway, commuting to both the Tampa Bay and Orlando areas becomes a breeze. This home is the perfect blend of modern living, convenience, and community amenities.
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Our Executive Mortgage Banker:
Our Insurance Division:
$285,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $228,000 | $228,000 | $228,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $346 | $346 | $346 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,517 | $1,515 | $1,955 |
Total Monthly Payment | $1,938 | $1,936 | $2,376 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.