Must See In Person!! to appreciate the charm and character of this home and property. Welcome to your private nature retreat in the heart of Putnam County! This captivating home is set on a lush, meticulously landscaped property filled with vibrant perennials, mature fruit trees, and a charming vegetable garden that's been producing organic, chemical-free harvests for the past seven years. The residence features 2 spacious bedrooms (lives like 3), 2 full bathrooms, and a variety of modern updates, including a new roof (2019), a fully-renovated kitchen with quartz countertops and new appliances (2019), a new high-efficiency boiler (2020), and a new well pump (2020). Real wood floors add warmth and character on the first floor and extend upstairs to the office, making this house feel both cozy and elegant. Outdoor living here is just as impressive as the indoor space. A large, covered back porch offers the ideal spot for entertaining or simply enjoying the serene surroundings. From your private oasis, you'll also enjoy deeded lake rights to Putnam Lake, with seasonal lake views that perfectly capture the changing scenery. The property includes a spacious, sun-drenched front lawn with southern exposure, and there are access points from two roads, adding to the home's convenience and privacy. Throughout the property, you'll find 100-year-old rhododendrons, peonies, hydrangeas, hibiscus, clematis, lilies, daffodils, giant alliums, foxgloves, irises, and a variety of brambles yielding wine berries, blackberries, and raspberries. A mature fig tree and mint plants round out this extraordinary outdoor sanctuary. Located near major highways and the charming town of Brewster, this home combines the tranquility of country living with the convenience of nearby shopping and cultural activities. Come experience this unique property that seamlessly blends natural beauty with modern comforts! Additional Information: HeatingFuel: Oil Above Ground,
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $677 | $677 | $677 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,262 | $2,260 | $2,867 |
Total Monthly Payment | $3,014 | $3,012 | $3,619 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.