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391 Summer Street, Woonsocket, RI, 02895 | $399,900
Introducing a charming three bedroom classic colonial that promises the perfect blend of comfort and convenience. Be enhanced with the feel of a vintage build with tin ceilings and original wood floors, but with an updated style. Enjoy a sun porch in the front of the house and a porch leading to a large deck in the back. The heart of this home is undoubtedly its newly renovated kitchen, equipped with gleaming stainless steel appliances that will inspire your inner chef. Whether whipping up a family meal or entertaining guests, this kitchen handles it all with flair. Adjacent to the kitchen, a warm and inviting living area provides the perfect backdrop for memorable family gatherings. Bathroom facilities include one full on the second floor and a hook up for a second bath in the basement, both complete with new PVC plumbing. But wait, there's more! The basement offers ample storage or can be transformed into your very own home gym or entertainment hub. Meanwhile, plumbing updates throughout the house ensure peace of mind and modern efficiency. Need a little extra space? The detached two car garage comes with a loft that can serve as an innovative workspace or extra storage area. Whether you're tinkering in the spacious garage, hosting a cook-off in the kitchen, or enjoying a leisurely stroll in the nearby park, this house offers a perfect mix of leisure and practicality. Ready to make your move? This home is waiting to tell its next story with you in it!
Features
- Rooms: 7
- Bedrooms: 3
- Baths: 1 full
- Style: Colonial
- Year Built: 1900
- Garage: 2-car Detached,Garage
- Heating: Baseboard,Hot Water,Oil,Zoned
- Cooling: None
- Basement: Full,Unfinished,Walk-Out Access
- Approx Sq. Feet: 2,193
- Acreage: 0.17
- Est. Taxes: $3,850
- Appliances: Water Heater
- MLS#: 1370728
- Website: https://www.raveis.com
/prop/1370728/391summerstreet_woonsocket_ri?source=qrflyer
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William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
391 Summer Street, Woonsocket, RI, 02895
$399,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $319,920 | $319,920 | $319,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $321 | $321 | $321 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,128 | $2,126 | $2,743 |
| Total Monthly Payment | $2,524 | $2,522 | $3,139 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB