38 Rose Lane, Groton, CT, 06340 | $439,000

Well kept 3-Bedroom Tudor-Style split level with heated 2 car garage. Built with care, but needs some updating & ready for your personal touches! Step into this one-owner home located in a peaceful, highly sought-after cul-de-sac neighborhood. Built with precision and pride by the owner with solid construction that stands the test of time. The spacious living room has an abundance of natural light that flows in through the many windows, and a fireplace that adds a touch of cozy ambiance. The eat-in kitchen is enhanced by its many cabinets, providing ample storage space and functionality. The lower level Family room with slider opens to the large, well-maintained backyard, perfect for outdoor activities, gardening. Convenience is key, with Mystic, shopping, restaurants, and highway access all just minutes away!

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Lower Level
  • Style: Split Level,Tudor
  • Year Built: 1990
  • Garage: 2-car Attached Garage,Paved,Driveway
  • Heating: Hot Water
  • Cooling: Central Air
  • Basement: Full,Unfinished
  • Above Grade Approx. Sq. Feet: 2,040
  • Acreage: 0.47
  • Est. Taxes: $7,242
  • Lot Desc: Dry,Level Lot
  • Elem. School: Per Board of Ed
  • High School: Per Board of Ed
  • Appliances: Electric Range,Refrigerator,Dishwasher
  • MLS#: 24052779
  • Days on Market: 4 days
  • Buyer Broker Compensation: 2.50%
  • Website: https://www.raveis.com
    /raveis/24052779/38roselane_groton_ct?source=qrflyer
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Room Information

Type DescriptionLevel
Bedroom 1 Upper
Bedroom 2 Upper
Dining Room Main
Family Room SlidersLower
Kitchen Tile FloorMain
Living Room FireplaceMain
Primary Bedroom Full BathUpper

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

The One TeamSales Associates

OneandCompany@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Diane PadelliInsurance Sales Director, William Raveis Insurance

203.444.0494

Diane.Padelli@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
  • Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
  • Offers access to experienced closing attorneys at competitive rates
  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

38 Rose Lane, Groton, CT, 06340

$439,000

The One Team

Sales Associates

William Raveis Real Estate

Phone: 860.850.0500

OneandCompany@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $351,200 $351,200 $351,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.775% 6.790% 6.034%
Monthly Tax Payment $604 $604 $604
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,396 $2,249 $2,916
Total Monthly Payment $3,075 $2,928 $3,595

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.