Discover this turnkey 2 bedroom ensuites /2. 5 bath townhouse with a 1 car attached garage; perfectly situated near shopping, dining, just a short drive to the beautiful beaches, historic downtown St Augustine, Univ of St Augustine & Flagler College. Ideal for roommates, professionals alike, this charming residence features a spacious living area that opens to a fenced patio and backyard-perfect outdoor entertaining space. The eat-in kitchen boasts stainless steel appliances, ample 42'' cabinetry, and convenient washer & dryer closet. Upstairs, you'll find 2 generously sized bedrooms, including one with two walk-in closets and a full bath with a tub-shower combo. The 2nd bedroom offers its own full bath and large closet. Enjoy peace of mind with a newer AC system (2018) and the privacy of your fenced yard with newer paver patio. The home is a true gem in the heart of St Augustine, close to all life's conveniences. Don't miss out on this fantastic opportunity.
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Our Executive Mortgage Banker:
Our Insurance Division:
$284,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $227,200 | $227,200 | $227,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $265 | $265 | $265 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,550 | $1,510 | $1,916 |
Total Monthly Payment | $1,890 | $1,850 | $2,256 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.