Exceptional move-in ready seasonal cottage on West Hill Pond. It is located on the east side of the lake to capture sunset views and extra afternoon sun. The bright and airy cottage features lake views from every room. The first floor includes a living room with a fireplace and large windows facing the water, plus a modern kitchen. A Rinai propane heater keeps the living room cozy, extending the time you can enjoy the home into 3 seasons. The kitchen was remodeled 6 years ago and features stainless steel appliances, granite countertops, a gas stove, and a dishwasher. The second floor has three bedrooms and one bath, also updated 6 years ago. . The master bedroom has a vaulted ceiling and a private porch-perfect for morning coffee or relaxing with a book. The 300 sq. ft. screened-in porch is in addition to the 1000 sq feet of interior space. The porch has a big dining table and a large seating area with panoramic views of the lake. Outside, the grill is connected to the home's propane tank, so there is no running out during a party!. The yard includes plenty of space for entertaining, and has a large fire pit. There is ample storage under the cottage and a large shed to store your yard tools and outdoor toys. A new septic system was installed in 2009 and has been regularly maintained. New windows were also installed 12 years ago. West Hill Pond, known as Connecticut's cleanest lake, has water visibility up to 18 ft. West Hill Pond properties are in demand, and rarely come available, especially one in such pristine condition. Paradise awaits! There is no central heat, making this a seasonal cottage. The water must be turned off for the winter.
Type | Level |
---|---|
Bedroom 1 | Upper |
Bedroom 2 | Upper |
Kitchen | Main |
Living Room | Main |
Primary Bedroom | Upper |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $492,000 | $492,000 | $492,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.775% | 6.790% | 6.034% |
Monthly Tax Payment | $702 | $702 | $702 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,356 | $3,150 | $4,086 |
Total Monthly Payment | $4,150 | $3,944 | $4,880 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.