Have you always dreamed of owning a Gentleman's Farm and a home that can accommodate multi-generational living? This unique property could be just what you are looking for. Currently a working farm. Multiple outbuildings including a barn for your horses and/or livestock connecting to a fenced pasture. A new equipment shed for your tractors, vehicles & storage. Henhouse. An adorable farmstand where the owners hang out & chat w/the customers & sell provisions. Established vegetable gardens & producing fruit trees. The home offers a very flexible floor plan w/a nice blend of rustic & comfortable log home charm plus modern features & improvements. The main house features a covered front porch for your rocking chairs & summer dining, mudroom entry, country kitchen w/ copper sink, breakfast bar & walk-in pantry. A cozy living room w/beamed ceiling, distinctive stone hearth w/wood stove and full bath. On the second floor you'll find a loft/office space, a primary bedroom, 2nd bedroom & full bath all w/vaulted ceilings and skylights. Back on the main level you'll find access to an efficiency unit (or primary suite) w/bedroom, 3/4 bath, kitchenette, combo living/dining area & french doors to a private deck/entrance. Also off the main level is another Accessory Dwelling Unit complete w/full kitchen, living/dining area, bedroom w/sliders to deck, full bath & it's own private entry w/covered front porch. Pretty grounds & privacy from neighbors. Current septic design is for 2 bedrooms.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $432,000 | $432,000 | $432,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $502 | $502 | $502 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,874 | $2,871 | $3,643 |
Total Monthly Payment | $3,468 | $3,465 | $4,237 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.