Welcome to Oak Trace Villas, a cozy, gated community in the thriving Southwest side of Ocala, FL where you and your pets can feel welcomed. This charming 2-bedroom, 2-bathroom villa is not only stylish but also practical—just minutes from all the shopping and dining hotspots (because who wants to drive far for takeout, right?).
Step inside and you’ll be greeted by freshly painted walls paired with modern laminate floors that make cleaning a breeze, and soft carpeting where it counts. The spacious kitchen has everything you need to whip up gourmet meals (or just microwave leftovers—we don't judge), with a full suite of appliances: microwave, range, dishwasher, refrigerator, and plenty of storage!
The primary bedroom is your own personal retreat, boasting a generous walk-in closet with plenty of space that can handle all of your wardrobe even if you still didn't donate that shirt you said you would. The bedrooms also have an en-suite bathroom with all the essentials.
As for the extras? Well, that’s where this home really shines. Picture yourself unwinding in the sunroom at the back, where the Florida sunshine filters in just right—ideal for reading, relaxing, or pretending you're working from home. Step outside to your private porch, perfect for sipping morning coffee or hosting small get-togethers on breezy evenings. You’ll also appreciate the one-car garage, complete with a washer and dryer (so laundry day doesn't equate to all day). You can also appreciate the ceiling fans scattered throughout the home to keep things cool and comfy.
Let’s not forget the perks of living in this lovely community—access to a beautiful pool when you need a break from the Florida heat. Oak Trace Villas puts you right near everything—shops, parks, restaurants—and just minutes from major highways, so you’re never too far from wherever you need to be.
If you're looking for a place that offers comfort, convenience, and a dash of Florida charm, this is the home for you. Come see it in person—it just might be love at first sight!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,700
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $1,360 | $1,360 | $1,360 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $9 | $9 | $11 |
Total Monthly Payment | $84 | $84 | $86 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.