Welcome home to a brand new construction townhouse located in the gated community at The Towns at Lake Thomas. Enjoy tranquil living offering 3 bedrooms, 2 1/2 bath, 1 car garage overlooking pond and conservation. Walk into an open floor plan with dining and living combo on the first floor. Kitchen features granite countertops, stainless steel appliances, separate pantry and sliding glass door to the screened patio. Back patio offers privacy overlooking the pond and woods. Upstairs opens up to a split floorplan with a loft, separate laundry room and closet. Spacious owners retreat offers a walk-in closet, en suite bathroom with dual sinks and walk-in shower. All bedrooms come with a ceiling fan and light, fresh carpets and roomy closets. The community includes amenities such as a swimming pool, walking trails, and well-maintained common areas, providing a balance of relaxation and recreation. Residents enjoy easy access to local attractions, shops, and schools, and the location offers a short commute to Tampa, making it convenient for work or entertainment. Schedule a showing today.
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Our Executive Mortgage Banker:
Our Insurance Division:
$2,100
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $1,680 | $1,680 | $1,680 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $11 | $11 | $14 |
Total Monthly Payment | $86 | $86 | $89 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.