1610 Bayshore DRIVE, Terra Ceia, FL, 34250 | $1,999,999

IF YOU WANT A WATERFONT HOME THAT CAN WITHSTAND A HURRICANE, THIS IS THE ONE. THIS HOME WAS BUILT BY A DISASTER RECOVERY SPECIALIST. IT IS BUILT TO WITHSTAND HURRICANE FORCE WINDS AND CONSTRUCTED 16. 4 FT ABOVE SEA LEVEL. IT EXPERIENCED NO DAMAGE FROM THE RECENT HURRICANES MILTON & HELENE.

Welcome to your dream home on Tillett's Bayou, a peaceful inlet off Miguel Bay, with the Gulf of Mexico just a short boat ride away! Located on the charming Island of Terra Ceia, this custom luxury home offers a lifestyle filled with kayaking, fishing, and boating right at your doorstep. The island boasts a rich heritage, with 2/3 of it preserved as the Terra Ceia Island Historical Area and Aquatic Bird Sanctuary.

Enjoy the convenience of being just minutes away from St. Petersburg, Bradenton, and Sarasota, with easy access to the beaches and cultural delights such as ballet, opera, symphony performances, live theaters, and museums. Explore famous beaches and experience world-class fishing, all within a short drive. According to MapQuest, you're just 23 minutes from St. Pete, 11 minutes from Bradenton, and 28 minutes from Sarasota.

Built in 2020, with the utmost care and attention to detail, you enter the home through your full size elevator from the ground floor opening into your living area. This home meets rigid hurricane specifications and sits securely on 4, 000 PSI concrete pilings, 16 feet above sea level. The exterior features 2x6 walls with extra insulation, custom-made impact windows, and cement siding, providing high hurricane protection and energy efficiency. The owner/contractor is open to customizing the interior and exterior to suit your tastes once the property is yours.

Step inside to an oversized living area and a spacious open kitchen, perfect for entertaining. The first level houses the Master Bedroom and a Billiard room, while the second floor offers generously sized bedrooms and a gym. Some furnishings are included, with others negotiable. There's even a great spot for a pool and space for horses!


This lovely home on a quiet street is your own piece of paradise. Come and experience the warm, welcoming atmosphere of this stunning property. It's more than a home; it's a lifestyle waiting for you!

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 4 full
  • Laundry: Other
  • Style: Elevated
  • Year Built: 2020
  • Garage: Covered, Driveway, Golf Cart Parking, Ground Level, Oversized, Under Building
  • Heating: Central, Electric
  • Cooling: Central Air, Zoned
  • Approx Sq. Feet: 4,142
  • Acreage: 1.08
  • Est. Taxes: $4,104
  • HOA Fee: $500 Annually
  • Lot Desc: Cleared, Irregular Lot, Level, Oversized Lot
  • View: Water
  • Pet Policy: Yes
  • Appliances: Other
  • MLS#: O6227938
  • Days on Market: 75 days
  • Website: https://www.raveis.com
    /eprop/O6227938/1610bayshoredrive_terraceia_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/24/2024 12:23:13 AM)
Listing courtesy of PIER 21 REALTY LLC   Phone: 844-474-3721

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1610 Bayshore DRIVE, Terra Ceia, FL, 34250

$1,999,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,599,999 $1,599,999 $1,599,999
Term 360 months 360 months 180 months
Initial Interest Rate** 6.625% 6.625% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.282% 6.762% 6.036%
Monthly Tax Payment $342 $342 $342
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $10,245 $10,245 $14,048
Total Monthly Payment $10,712 $10,712 $14,515

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.