207 CHERRY Street, Neptune Beach, FL, 32266 | $1,575,000
This coastal style duplex sits just a block and a half from our famous beaches and beaches town center. Fully renovated down to the studs. Unit 205 completed in 2019 and Unit 207 completed in 2021. Each unit offers 2 large bedrooms, 2. 5 bathrooms, an open floor plan, beautiful kitchens with newer appliances, spacious patio space with artificial turf greenery for low maintenance, large shed, energy efficient features including new windows throughout, new AC unit in 2024 and spray foam insulation in the entire attic. This would make for a great investment opportunity while being located in one of the most desired areas of NE Florida with still tons of growth happening in the near future. Just a short walk to the beach, parks full of sporting amenities, shops and local restaurants. This duplex checks every box when it comes to coastal Florida living. Seller will consider owner financing with a better rate than what banks have to offer. Don't let this duplex be the one that gets away!
Features
- Bedrooms: 4
- Baths: 4 full / 2 half
- Units: 2
- Year Built: 1972
- Heating: Central, Hot Water
- Cooling: Central Air, Multi Units, Separate Meters
- Approx Sq. Feet: 3,168
- Acreage: 0.12
- Est. Taxes: $10,945
- Lot Desc: Other
- Elem. School: Neptune Beach
- Middle School: Duncan Fletcher
- High School: Duncan Fletcher
- Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Electric Cooktop, Electric Range, Freezer, Microwave, Refrigerator, Washer, Washer/Dryer Stacked
- MLS#: 2032340
- Days on Market: 33 days
- Website: https://www.raveis.com
/prop/2032340/207cherrystreet_neptunebeach_fl?source=qrflyer
Listing courtesy of Keller Williams Realty Atlantic Partners
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
207 CHERRY Street, Neptune Beach, FL, 32266
$1,575,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,260,000 | $1,260,000 | $1,260,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.750% | 6.750% | 6.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.321% | 6.826% | 6.936% |
| Monthly Tax Payment | $912 | $912 | $912 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $8,172 | $8,172 | $11,150 |
| Total Monthly Payment | $9,209 | $9,209 | $12,187 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388