2642 Pine Ridge WAY S, #B2, Palm Harbor, FL, 34684 | $199,750

Very nice high and dry 2 bedroom, 2 bath, 2nd floor unit in Palm Harbor. This unit had 0 damage or water in Helene or Milton. Close to 19 for access to all that Palm Harbor, Oldsmar, Clearwater, St. Petersburg, NPR and Tarpon Springs. It is only a short 7 mile drive to world class beaches of Honeymoon Island State Park and Caladedi Island State Park. Close to marinas that offer tours and fishing charters. Close to a lot of top notch golf courses including the Innisbrook Resort where the Valspar Tournament is held. This is a very well maintained 55 and over community with a lot of amenities including a clubhouse, pool, lake, sidewalks and shuffle board. Close community that does a lot of activities together including BINGO! The low maintenance fee includes water, sewer, cable, internet, ext. maint, lawn maint. , trash and a few other important items. The kitchen has been beautifully remodeled with granite counter tops and brand new stainless appliances. New interior doors and fresh paint throughout. No popcorn ceilings here. New lights in kitchen, laundry hall way and bath. Large laundry and storage area and walk in closet in the master bedroom. The condo is an end unit with an assigned parking space very close to the door. Screened balcony. The a/c new in 2022 and the hot water heater was new in 2018. This is a great location, great condition and great price. This condo is clean and ready for you to move into!

Features

  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 1
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Room
  • Complex: PINE RIDGE AT PALM HARBOR
  • Year Built: 1983
  • Common Charge: $361 Monthly
  • Approx Sq. Feet: 1,038
  • Est. Taxes: $2,416
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Ice Maker, Range, Range Hood, Refrigerator, Washer
  • MLS#: TB8310996
  • Days on Market: 35 days
  • Website: https://www.raveis.com
    /prop/TB8310996/2642pineridgeways_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/24/2024 11:47:08 AM)
Listing courtesy of MARKELL & ASSOCIATES REALTORS   Phone: 813-968-0078

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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  • Is available to meet with you in our office, your home or office, evenings or weekends
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2642 Pine Ridge WAY S, #B2, Palm Harbor, FL, 34684

$199,750

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $159,800 $159,800 $159,800
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $201 $201 $201
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,063 $1,062 $1,370
Total Monthly Payment $1,339 $1,338 $1,646

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.