Welcome home to this cozy 3 bed, 1 bath home located in a desirable Watertown neighborhood close to Taft school. This 1008 sf home features an open floor plan for easy entertaining with a breakfast bar separating the kitchen from the living room-dining room combination. Just imagine holiday buffets and family gatherings in one space with natural light streaming through the picture window. Elegant hard wood floors throughout the main level add warmth and a cozy style. The three bedrooms and bath are located down a hallway separating common space from private areas. The third bedroom was converted into laundry for convenience and single floor living. There are additional laundry hookups in the basement, if the third bedroom is desired and it can be easily converted back. Expand your living space with a fully finished and heated basement perfect for a family room, home gym, or office. There is a slider that allows access to the driveway and backyard. The under house tandem garage has plenty of space for 2 cars and storage. A complete basement waterproofing system was installed with sump pump and battery back up located in the garage, which will give you piece of mind in any storm. The furnace and water heater are five years new and the mini split system, as well as window replacements that were done in 2016-17 and 18, will help on those cool nights or hot days. This home is perfect for anyone looking for comfort, convenience and a location close to amenities. (dining, shopping, recreational facilities to name a few) Don't miss this opportunity to make this well maintained home your own. Schedule an appointment soon! Professional photos will be uploaded soon. Please call listing agent with any questions.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 10.0 x 13.0 | Main |
Bedroom 2 | Hardwood Floor | Main | |
Dining Room | Combination Liv/Din Rm,Hardwood Floor | 15.0 x 19.0 | Main |
Living Room | Combination Liv/Din Rm,Hardwood Floor | 15.0 x 19.0 | Main |
Primary Bedroom | Ceiling Fan,Hardwood Floor | 11.0 x 12.0 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $256,800 | $256,800 | $256,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.775% | 6.790% | 6.034% |
Monthly Tax Payment | $427 | $427 | $427 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,752 | $1,644 | $2,132 |
Total Monthly Payment | $2,254 | $2,146 | $2,634 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.