Dive into the ultimate coastal escape at 28 Center Street, where sun-soaked days and breezy nights come together in perfect harmony. Nestled in Niantic's Pine Grove Association, this 2-bedroom, 2-bath Colonial home is your personal slice of seaside paradise. From the moment you drive up the charming paved driveway with its cobblestone apron, you'll feel the relaxed beach vibe. The scalloped shaker shingles and vibrant landscaping set the stage for a home that's as inviting as it is stylish. Upstairs, the open and airy space is bathed in natural light, thanks to vaulted ceilings and skylights that create a sun-drenched haven. Kick back and relax by the mood-changing fireplace, or soak your cares away in the luxurious Jacuzzi tub. The well-designed interior features hickory laminate flooring, custom stained glass windows, and granite countertops, blending functionality with character. With a washer and dryer on two floors, convenience is never out of reach. Step outside to your own private retreat-a beautifully landscaped paver patio perfect for lazy afternoons and sunset gatherings. Just a short stroll away, the water awaits, offering serene views of boats and the option to secure your own private dock. Plus, with Pine Grove Association amenities like a beach, park, and ballfield, you'll have endless opportunities for fun in the sun. Experience the sweet life at 28 Center Street, where every day feels like a beachy getaway and every moment is infused with coastal c Nothing to do but move in! Ultimate luxury! Year-round home! Long-term renting is permitted.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Vaulted Ceiling,Beams | 12.0 x 12.0 | Upper |
Kitchen | Remodeled,Granite Counters,Engineered Wood Floor,Laminate Floor | 12.0 x 12.0 | Main |
Living Room | Built-Ins,Combination Liv/Din Rm,Fireplace,Engineered Wood Floor,Vinyl Floor | 12.0 x 22.0 | Main |
Primary Bedroom | Vaulted Ceiling,Beams,Built-Ins,Ceiling Fan,Laminate Floor | 12.0 x 14.0 | Upper |
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William Raveis Mortgage, LLC
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $304 | $304 | $304 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,319 | $2,260 | $2,915 |
Total Monthly Payment | $2,698 | $2,639 | $3,294 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.