Discover the potential of this beautiful 1803 historic home in Wickford, situated on a sprawling lot just under one acre! With its charming original details and 6 fireplaces, this property is a diamond in the rough, awaiting your vision for restoration. Currently configured as a duplex, with one unit upstairs and one unit downstairs, it still allows the option to use it as 2 living spaces or as a traditional single family home. Extra rooms on each floor allow for additional bedrooms or home office. The large 1970s post and beam barn set at the back of the lot offers endless possibilities for a workshop or creative studio, while a one-car detached garage provides convenient parking and storage. Enjoy the added benefit of being just a short walk from charming village shops and restaurants along the waterfront, perfect for leisurely strolls and dining. Located on the high point of Wickford, it is outside of the flood zone, so this home promises safety and stability in a desirable community. Don't miss your chance to turn this unique property into your dream home schedule your showing today and envision the possibilities!
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William Raveis Real Estate
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Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $716,000 | $716,000 | $716,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.250% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.850% | 6.360% | 5.930% |
Monthly Tax Payment | $924 | $924 | $924 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,009 | $4,409 | $5,946 |
Total Monthly Payment | $5,025 | $5,425 | $6,962 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.