32 Farm Road, Smithtown (Head Of The Harbor), NY, 11780 | $899,000
Discover a hidden gem nestled in the picturesque Incorporated Village of Head of the Harbor. This sprawling ranch-style home, set on a generous wide two-acre lot, offers the perfect blend of country living and convenience. Surrounded by lush greenery, this property provides a serene retreat while remaining just minutes away from town, shopping, Stony Brook University, restaurants, and transportation. The house itself boasts immense potential for those seeking to create their dream home. With its well-built & designed interior, the residence features spacious formal rooms with classic wood floors and Andersen windows which provide ample sunlight. The warm and inviting family room features a brick wall wood-burning fireplace and hearth which sets the stage for cozy gatherings. The primary bedroom includes a full bathroom for added comfort and privacy. For those who love to entertain, the full basement presents an ideal space, complete with guest quarters and ample storage options. Step outside to find a peaceful screened-in porch, perfect for enjoying tranquil views of the expansive backyard. The property's solid construction and unlimited potential make it an excellent canvas for your personal touch. Nature enthusiasts will appreciate the proximity to Long Island Sound beaches, Avalon Nature Preserve & more. With its combination of privacy, space, and renovation potential, this property presents a rare opportunity to create a truly personalized sanctuary in a highly desirable location.
Features
- Town: Smithtown
- Rooms: 6
- Bedrooms: 3
- Baths: 3 full / 1 half
- Style: Ranch
- Year Built: 1963
- Garage: 2-car Attached
- Heating: Oil, Baseboard, Hot Water
- Cooling: Central Air
- Basement: Full, Partially Finished
- Acreage: 2.08
- Est. Taxes: $19,550
- Lot Desc: Part Wooded, Near Public Transit, Private
- Elem. School: St James Elementary School
- Middle School: Nesaquake Middle School
- High School: Smithtown High School-East
- School District: Smithtown
- Appliances: Dishwasher, Dryer, Oven, Refrigerator, Washer, ENERGY STAR Qualified Refrigerator
- MLS#: 3582929
- Days on Market: 8 days
- Website: https://www.raveis.com
/prop/3582929/32farmroad_smithtown_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
32 Farm Road, Smithtown (Head Of The Harbor), NY, 11780
$899,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $719,200 | $719,200 | $719,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
| Monthly Tax Payment | $1,629 | $1,629 | $1,629 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,084 | $4,487 | $6,021 |
| Total Monthly Payment | $5,805 | $6,208 | $7,742 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535