This beautifully situated ranch in Cotuit Bay Shores blends charm and coziness with modern conveniences. Just a short stroll from the Association's sandy beach on North Bay, enjoy access to a deep-water dock, tennis courts, bocce, a playground, and scenic trails. The professionally landscaped backyard features a park-like setting with an expanded patio, hot tub, and koi pond. Inside, the bright kitchen boasts granite countertops, an enlarged breakfast bar, and stainless steel appliances, with a cozy sitting area featuring a wood-burning fireplace. Formal dining room and living room showcase crown molding and wainscoting, creating an inviting atmosphere with stunning bay windows and another wood-burning fireplace. Extensive family room addition is filled with natural light and offers vaulted ceilings, a wet bar, built-ins, and a gas fireplace. Spacious primary bedroom includes vaulted ceilings, a wood-burning fireplace, a walk-in closet, and an en-suite bathroom. The finished lower level has a laundry room, full bath, extra storage, and large family room with kitchenette. Additional features include a 2-car garage, a whole-house generator, this well maintained home is truly a gem!
Type | Description | Level |
---|---|---|
Bedroom 2 | Bathroom - Full, Ceiling Fan(s), Closet, Flooring - Wall to Wall Carpet, Pocket Door | First |
Bedroom 3 | Closet, Flooring - Hardwood, Pocket Door | First |
Bedroom 4 | Closet, Flooring - Hardwood, Pocket Door | First |
Dining Room | Flooring - Hardwood, Window(s) - Bay/Bow/Box, Wainscoting, Crown Molding, Pocket Door | First |
Kitchen | Skylight, Vaulted Ceiling(s), Flooring - Stone/Ceramic Tile, Dining Area, Countertops - Stone/Granite/Solid, Breakfast Bar / Nook, Exterior Access, Recessed Lighting, Pocket Door | Main,First |
Living Room | Flooring - Hardwood, Window(s) - Bay/Bow/Box, Wainscoting, Archway, Crown Molding | Main,First |
Master Bedroom | Bathroom - Full, Cathedral Ceiling(s), Ceiling Fan(s), Walk-In Closet(s), Flooring - Wall to Wall Carpet, Double Vanity, Dressing Room, Recessed Lighting, Closet - Double | Main,First |
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$1,725,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,380,000 | $1,380,000 | $1,380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.250% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.850% | 6.360% | 5.930% |
Monthly Tax Payment | $786 | $786 | $786 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $7,728 | $8,497 | $11,460 |
Total Monthly Payment | $8,639 | $9,408 | $12,371 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.