190 HOLLY FOREST Drive, Saint Augustine, FL, 32092 | $499,990

Just Listed!! Welcome home to Holly Forest in Silverleaf. A community perfect for those who want convenience combined with quality living. Come see this 3 bedroom, 2. 5 bath, 2, 317 square foot home featuring an open floor plan that invites you into a world of warmth and comfort, with natural light that floods the spacious family room, creating an inviting atmosphere for both relaxation and entertainment. The heart of the home, the kitchen, is a chef's delight with its expansive island and stainless-steel appliances, set against the backdrop of a subway tiled backsplash and granite countertops. The walk-in pantry provides ample storage, making it a breeze to keep your culinary space tidy and organized. Upstairs, the loft offers a versatile space, ideal for a home office, playroom, or an additional lounge area. Upstairs you will also find primary suite with a luxurious en-suite bathroom, a generous walk-in closet, two additional bedrooms, a full bathroom and the laundry room. This home is also equipped with solar panels, PAID FOR BY THE SELLER, that improve energy efficiency and reduce utility costs. Outside, the property features a large, fenced backyard with enough room for outdoor activities and gardening. The covered lanai is perfect for barbecues and family gatherings, providing a private space to enjoy the Florida sunshine. This home is also equipped with gutters, a tankless water heater, a water softener, a Vivant alarm system, and smart features to enhance both convenience and security. NO CDD fees and low HOA fees ensures that your investment is both economical and rewarding. With the private Holly Forest amenities and the Silverleaf amenities, you are always within reach of activities and relaxation. The golf cart paths reflect the community's commitment to convenience and fun. The top-rated St. Johns County Schools makes it a coveted spot for families looking for premium education for their children. Lots of shopping and dining are nearby, ensuring that you never have to travel far to fulfill daily necessities or enjoy a night out. The easy access to highways further enhances the convenience, providing quick routes to surrounding areas and beyond. This property is more than a house; it's a lifestyle promise, set in a community designed to provide the best in comfort, accessibility, and amenities. Whether you're enjoying a quiet afternoon at home or exploring the local scenery, this home offers the perfect backdrop for creating lasting memories for you and your family. Assumable 2. 75% VA mortgage available for qualified VA buyers. Don't let this be the one that got away!

Features

  • Amenities: Basketball Court, Children's Pool, Clubhouse, Dog Park, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)
  • Rooms: 11
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Upper Level
  • Style: Traditional
  • Year Built: 2021
  • Garage: 2-car
  • Heating: Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,317
  • Acreage: 0.13
  • Est. Taxes: $4,562
  • HOA Fee: $173 Quarterly
  • Lot Desc: Sprinklers In Front, Sprinklers In Rear
  • Elem. School: Liberty Pines Academy
  • Middle School: Liberty Pines Academy
  • High School: Tocoi Creek
  • Appliances: Dishwasher, Disposal, Double Oven, Dryer, Gas Cooktop, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
  • MLS#: 2051573
  • Days on Market: 7 days
  • Website: https://www.raveis.com
    /prop/2051573/190hollyforestdrive_saintaugustine_fl?source=qrflyer
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Listing courtesy of REMAX MARKET FORCE

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

190 HOLLY FOREST Drive, Saint Augustine, FL, 32092

$499,990

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,992 $399,992 $399,992
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.775% 6.790% 6.034%
Monthly Tax Payment $380 $380 $380
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,729 $2,561 $3,322
Total Monthly Payment $3,184 $3,016 $3,777

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.