Just Listed!! Welcome home to Holly Forest in Silverleaf. A community perfect for those who want convenience combined with quality living. Come see this 3 bedroom, 2. 5 bath, 2, 317 square foot home featuring an open floor plan that invites you into a world of warmth and comfort, with natural light that floods the spacious family room, creating an inviting atmosphere for both relaxation and entertainment. The heart of the home, the kitchen, is a chef's delight with its expansive island and stainless-steel appliances, set against the backdrop of a subway tiled backsplash and granite countertops. The walk-in pantry provides ample storage, making it a breeze to keep your culinary space tidy and organized. Upstairs, the loft offers a versatile space, ideal for a home office, playroom, or an additional lounge area. Upstairs you will also find primary suite with a luxurious en-suite bathroom, a generous walk-in closet, two additional bedrooms, a full bathroom and the laundry room. This home is also equipped with solar panels, PAID FOR BY THE SELLER, that improve energy efficiency and reduce utility costs. Outside, the property features a large, fenced backyard with enough room for outdoor activities and gardening. The covered lanai is perfect for barbecues and family gatherings, providing a private space to enjoy the Florida sunshine. This home is also equipped with gutters, a tankless water heater, a water softener, a Vivant alarm system, and smart features to enhance both convenience and security. NO CDD fees and low HOA fees ensures that your investment is both economical and rewarding. With the private Holly Forest amenities and the Silverleaf amenities, you are always within reach of activities and relaxation. The golf cart paths reflect the community's commitment to convenience and fun. The top-rated St. Johns County Schools makes it a coveted spot for families looking for premium education for their children. Lots of shopping and dining are nearby, ensuring that you never have to travel far to fulfill daily necessities or enjoy a night out. The easy access to highways further enhances the convenience, providing quick routes to surrounding areas and beyond. This property is more than a house; it's a lifestyle promise, set in a community designed to provide the best in comfort, accessibility, and amenities. Whether you're enjoying a quiet afternoon at home or exploring the local scenery, this home offers the perfect backdrop for creating lasting memories for you and your family. Assumable 2. 75% VA mortgage available for qualified VA buyers. Don't let this be the one that got away!
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$499,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,992 | $399,992 | $399,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.775% | 6.790% | 6.034% |
Monthly Tax Payment | $380 | $380 | $380 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,729 | $2,561 | $3,322 |
Total Monthly Payment | $3,184 | $3,016 | $3,777 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.