Presented byRobert Reade |
Nestled on the outskirts of old Chatham lies White Mills Road, arguably one of Columbia County's most beautiful places. The long gravel drive of 834, leads you through a tapestry of towering trees, culminating at the crest of a hill. Here, the stunning colonial home emerges like a hidden gem, overlooking the enchanting Catskill Mountains, a landscape that transforms with the seasons. This property, treasured by its sole owner, balances both charm and comfort. The spacious floor plan invites you in, where sunlight dances across the polished floors of the living room and flows effortlessly into a formal dining room, perfect for gatherings. The fully equipped kitchen, stands as the heart of the home, aside a beautiful back deck for outside enjoyment. Upstairs, 3 bedrooms provide retreat, including a primary suite boasting a generous walk-in closet. As the sun sets, the view from the windows transforms into a canvas of colors, a daily reminder of nature's artistry. On the lowest level, a home gym beckons for morning workouts, while a workshop waits to inspire creativity. Surrounded by ten acres of serene woods, this sanctuary invites solitude and privacy with ease and access to Historic Hudson, Olde Kinderhook and Chatham. With a quick hop on the Parkway or thruway to head to NYC. Skiing, hiking, antiquing, food, breweries, wineries. . something for everyone close by!
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Our Executive Mortgage Banker:
Our Executive Mortgage Banker:
Our Insurance Division:
$749,900
Regional SVP Insurance Sales
William Raveis Real Estate
Phone: 860.690.5052
Robert.Reade@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.225.2554
Theresa.Givens@raveis.com
NMLS Mortgage Loan Originator ID 1870734
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,920 | $599,920 | $599,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,093 | $3,987 | $5,059 |
Total Monthly Payment | $4,185 | $4,079 | $5,151 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.