Story book charm is what you get in the quaint 2bd 2ba city of Middletown home. With a 2 car garage that features a loft for lots of storage, fenced yard for privacy, new deck with gazebo and a raised bed garden. Step inside and the enclosed porch offers an inviting light-filled space to enjoy and relax. Living room with original details, spacious kitchen with custom built pantry and a breakfast nook, access to deck and back yard, the 1st floor is complete with a full renovated bathroom. The 2nd level offers 2 spacious bedrooms with ample closet space. Newer garage doors, 2 year old roof, central air, humidifier and beautifully maintained, this house is sure to check all your boxes. Additional Information: Amenities: Storage, ParkingFeatures: 2 Car Detached, ConstructionDescription: Vinyl Siding,
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William Raveis Real Estate
Phone: 888.699.8876
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $250,000 | $250,000 | $250,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $650 | $650 | $650 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,663 | $1,662 | $2,108 |
Total Monthly Payment | $2,388 | $2,387 | $2,833 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.