300 N MIMOSA Avenue, Middleburg, FL, 32068 | $315,000

Nestled on nearly 1. 5 acres of beautiful land with no HOA, this bright and charming home offers the perfect blend of nature and convenience. There's plenty of room for RV and boat parking so bring all of your toys. The cute front porch adds to the curb appeal, while the large covered back deck is perfect for family gatherings and BBQs, rain or shine. For stargazing, step out into the expansive yard to enjoy the night sky in all its beauty. A spacious detached garage with electricity and a 30-amp RV hook-up adds versatility and storage options. Inside, you'll find an open concept design, a large kitchen, and stunning Australian cypress floors adding warmth and character. The primary bedroom features a generous walk-in closet, and the primary bathroom provides a relaxing retreat with a garden tub and separate shower. The large laundry room offers a sink and a built-in desk, making it a practical and functional space. While you'll feel tucked away in your own private haven, the home is still conveniently located close to everything you need. It boasts lots of storage space and water quality is a priority with the Culligan water softener system. This well-built Palm Harbor home offers the perfect balance of style, comfort, and the freedom of no HOA restrictions. The roof is only 3 years old, and the HVAC was installed in 2017. All appliances stay. District for the highly sought after Clay county schools. Come make this your "home sweet home" before someone else does.

Features

  • Bedrooms: 3
  • Baths: 2 full
  • Style: Traditional
  • Year Built: 2003
  • Garage: 1.5-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,800
  • Acreage: 1.44
  • Est. Taxes: $951
  • View: Trees/Woods
  • Appliances: Dishwasher, Dryer, Electric Oven, Refrigerator, Washer, Water Softener Owned
  • MLS#: 2051553
  • Days on Market: 42 days
  • Website: https://www.raveis.com
    /prop/2051553/300nmimosaavenue_middleburg_fl?source=qrflyer
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Listing courtesy of Herron Real Estate LLC

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

300 N MIMOSA Avenue, Middleburg, FL, 32068

$315,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $252,000 $252,000 $252,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $79 $79 $79
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,677 $1,675 $2,161
Total Monthly Payment $1,831 $1,829 $2,315

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.