Welcome to this charming Colonial offering the perfect blend of tranquility and convenience, w/ easy access to Rte12 and Rte 2! This 3 bed, 2. 5 bath home is immaculate and extremely well maintained. Living room boasts a cozy gas fireplace and gleaming HW floors that seamlessly flow into the dining room and kitchen. Kitchen has a center island w/ a breakfast bar, granite, and stainless steel appliances (Viking stove). Dual slider doors in the dining area lead to the back deck. First floor primary suite offers a walk-in closet and ensuite bath, while a half bath w/ laundry completes the level. Level 2 is a VERY VERSATILE second living space currently being used as an IN-LAW (which is one of the nicest I have seen) but does not have to be utilized as so! Two bedrooms, gorgeous family room, eat-in kitchen, full bath, laundry, and a private entrance. Large back deck overlooks a private backyard w/ storage shed and plenty of room for outdoor activities. More living space in lower level!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Ceiling Fan(s), Closet, Flooring - Wall to Wall Carpet | 16.0 x 14.0 | Second |
Bedroom 3 | Ceiling Fan(s), Closet, Flooring - Wall to Wall Carpet | 11.0 x 13.0 | Second |
Kitchen | Ceiling Fan(s), Flooring - Hardwood, Dining Area, Countertops - Stone/Granite/Solid, Kitchen Island, Deck - Exterior, Exterior Access, Recessed Lighting, Slider, Stainless Steel Appliances, Gas Stove | 13.0 x 15.0 | First |
Living Room | Flooring - Hardwood, Cable Hookup | 21.0 x 17.0 | First |
Master Bedroom | Bathroom - Full, Ceiling Fan(s), Walk-In Closet(s), Flooring - Wall to Wall Carpet | 16.0 x 14.0 | First |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $515,920 | $515,920 | $515,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $628 | $628 | $628 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,432 | $3,429 | $4,351 |
Total Monthly Payment | $4,152 | $4,149 | $5,071 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.