Don't let this charming cottage slip by you. Perfect for those looking to down size, the open floor plan flows beautifully and a first floor primary suite allows for single floor living. The exposed beams, many built-ins, and custom cabinetry are all trademark features of the Dennis Talbot quality construction. The living/dining area centers on the woodburning fireplace while an adjacent den/office provides extra privacy. Abundant windows throughout keep the space bright and sunny with great westward sunsets. The kitchen shines with soapstone counters and high quality appliances. The three season porch and an outside deck beckon as a tranquil retreat to admire the stonewalls, fenced rear gardens and wildlife. A half bath and mudroom/laundry complete the first floor. A second bedroom ensuite creates a private retreat on the second floor. This great location offers shopping, dining, highway access, farmstands and Westport town beaches all within three miles. A separate, detached one car garage provides additional work space. This home also features an outdoor shower, and a permanent gas generator, economical gas heat and ductless mini-split cooling. A huge open basement accommodates extra storage.
Type | Level |
---|---|
Bedroom 2 | Second |
Master Bedroom | First |
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $700,000 | $700,000 | $700,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $382 | $382 | $382 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,975 | $4,367 | $5,860 |
Total Monthly Payment | $4,449 | $4,841 | $6,334 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.