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38 Phillips Road, Lynnfield, MA, 01940 | $1,045,000
WELCOME TO 38 PHILLIPS RD. THIS CHARMING HOME IS IN A PRIME LYNNFIELD NEIGHBORHOOD IN WALKING DISTANCE TO LYNNFIELD CENTER This inviting home was custom built, features 4 spacious bedrooms plenty of closet space. The bonus room adjacent to the primary bedroom can be used as a home office, media room etc. Two full and one-half bathrooms plus abundant natural light that fills the home! Young kitchen with ample custom cabinets, with soft closing doors and drawers, crown moldings. Top of the line appliances and granite counter tops. Dining area with slider to extra-large Azek deck. Two Fireplaces one facing the kitchen, the other faces the living rm. First floor laundry area. Potential to finish spacious basement, gas heat, one car attached garage with storage area, exterior access, paved driveway, 4 car parking. Wonderful curb appeal features new front lawn and walkway. Outdoor activities can be enjoyed in the private yard! Title V approved. Come see what this home has to offer!
Features
- Amenities: Shopping, Golf, Highway Access, Public School
- Rooms: 8
- Bedrooms: 4
- Baths: 2 full / 1 half
- Laundry: First Floor, Washer Hookup
- Style: Cape
- Year Built: 1978
- Garage: 1-car Attached
- Basement: Full, Interior Entry, Garage Access, Concrete, Unfinished
- Approx Sq. Feet: 2,168
- Acreage: 0.49
- Est. Taxes: $8,447
- Lot Desc: Level
- Appliances: Gas Water Heater, Water Heater, Range, Dishwasher, Microwave
- MLS#: 73301547
- Website: https://www.raveis.com
/eprop/73301547/38phillipsroad_lynnfield_ma?source=qrflyer
Listing by Barbara Peterson courtesy of E.W. Peterson & Son RE Phone: 781-233-4424
Room Information
| Type | Description | Level |
|---|---|---|
| Bedroom 2 | Closet - Double | First |
| Bedroom 3 | Closet | First |
| Bedroom 4 | Closet, Flooring - Wall to Wall Carpet | Second |
| Kitchen | Closet/Cabinets - Custom Built, Flooring - Stone/Ceramic Tile, Dining Area, Balcony / Deck, Countertops - Stone/Granite/Solid, Exterior Access, Open Floorplan, Recessed Lighting, Slider, Stainless Steel Appliances, Crown Molding | First |
| Living Room | Flooring - Stone/Ceramic Tile, Window(s) - Bay/Bow/Box, Open Floorplan, Recessed Lighting | First |
| Master Bedroom | Flooring - Wall to Wall Carpet, Closet - Double | Second |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance
978-337-3053
Paul.Berrios@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
38 Phillips Road, Lynnfield, MA, 01940
$1,045,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $836,000 | $836,000 | $836,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.769% | 6.270% | 5.864% |
| Monthly Tax Payment | $704 | $704 | $704 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $4,681 | $5,080 | $6,886 |
| Total Monthly Payment | $5,510 | $5,909 | $7,715 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
MA Mortgage Lender and Mortgage Broker #MC2630