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4 Lamont Landing, Esopus, NY, 12429 | $550,000
Accepted Offer - 10/23/2024 This circa 1840 Cottage exudes timeless charm & craftsmanship AND has an amazing HUDSON RIVER VIEW!! Tucked away on a dead-end road, there is distinctive architecture that showcases intricate woodwork and handcrafted details. . . from the vintage character of the gabled roof to the elegant stone patio and walkways. The eat-in country style kitchen is cheerful and bright, offering a pleasant climate for all of your culinary adventures! The FORMAL DINING ROOM is the Aperfect setting where you can create an atmosphere of camaraderie and celebration. Plenty of room in the main living area for an office or library. Relax with a book or a movie on a cold day in front of your cozy wood burning fireplace. There is beautiful HARDWOOD FLOORING throughout and a full bathroom conveniently located on the first floor, too! The basement has a wood burning stove and walks out to the back yard. Outside an ample-sized lawn stretches towards the river providing plenty of space for leisurely activities, gardening or entertaining. The quaint wood shed that sits nearby offers lots of storage space for lawn tools and other useful materials. Whether enjoying the view from the spacious Great Room or upstairs Primary BEDROOM SUITE with OVERSIZED WINDOWS to strolling the grounds, this home provides a perfect blend of historical charm and PEACEFUL living along the river. Close to Kingston & New Paltz. . . minutes to the NYS Thruway & Metro North Railroad Station and less than a 2-hour drive from NYC.
Features
- Rooms: 6
- Bedrooms: 3
- Baths: 2 full / 1 half
- Style: Cottage
- Year Built: 1840
- Heating: Oil, Forced Air
- Cooling: Central Air
- Basement: Full, Walk-Out Access
- Approx Sq. Feet: 1,759
- Acreage: 0.75
- Est. Taxes: $5,773
- Lot Desc: Corner Lot, Private
- View: Panoramic, River
- Elem. School: Robert R Graves School
- Middle School: J Watson Bailey Middle School
- High School: Kingston High School
- School District: Kingston
- Appliances: Dishwasher, Dryer, Freezer, Oven, Refrigerator, Washer
- MLS#: H6330246
- Days on Market: 44 days
- Website: https://www.raveis.com
/prop/H6330246/4lamontlanding_esopus_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4 Lamont Landing, Esopus, NY, 12429
$550,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $440,000 | $440,000 | $440,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $481 | $481 | $481 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,927 | $2,924 | $3,773 |
| Total Monthly Payment | $3,500 | $3,497 | $4,346 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535