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638 Bay Road, Shelburne, VT, 05482 | $949,000
Welcome to your lakeside sanctuary on the serene shores of Shelburne Bay! This 2010-built home is on a quarter-acre lot with 77’ of beach frontage. With white-cedar shake siding and thoughtful design, this home feels like a floating oasis above the water, where each detail has been crafted to bring nature and luxury together in harmony. Oversized windows flood the home with light, offering awe-inspiring views of the lake from nearly every room. North-facing, you’ll wake to sunrises and unwind with peaceful sunsets over the water. This energy-efficient, 5-star-rated home features mini-splits to ensure year-round comfort. Constructed to maximize views and light without compromising style. Many improvements in recent years have made this home efficient and entirely turn-key. The expansive deck feels like an extension of the living space, inviting you to relax and enjoy the gentle sounds of the lake. Outside, the sandy beach is perfect for swimming or paddleboarding. The seasonal variation of the lake level creates a unique lakefront experience with varied birdlife. With a summer half-bath and exterior storage for all your gear, this property is designed for easy living and endless adventure. Shelburne Farms and Shelburne Bay Park are just minutes away, ideal for outdoor enthusiasts. Only 8 miles from Burlington International Airport and under 15 minutes to UVM Medical Center and downtown Burlington, this lakeside gem offers tranquility and convenience in one perfect package.
Features
- Rooms: 4
- Bedrooms: 2
- Baths: 1 full / 2 half
- Style: Bungalow,Cottage/Camp,Walkout Lower Level
- Year Built: 2010
- Heating: Hot Water,Multi Zone,Radiant
- Cooling: Mini Split
- Basement: Finished,Full,Stairs - Interior,Walkout
- Approx Sq. Feet: 894
- Acreage: 0.26
- Est. Taxes: $10,250
- Lot Desc: Lake View,Mountain View,View,Waterfront
- Water Front: Yes
- Elem. School: Choice
- Middle School: Choice
- High School: Champlain Valley UHSD #15
- School District: Chittenden South
- MLS#: 5018362
- Website: https://www.raveis.com
/prop/5018362/638bayroad_shelburne_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 10/30/2024Listing courtesy of Element Real Estate Phone: 802-497-2575
Listing Agent: Jessica Bridge
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
638 Bay Road, Shelburne, VT, 05482
$949,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $759,200 | $759,200 | $759,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.625% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.004% | 6.738% | 6.307% |
| Monthly Tax Payment | $854 | $854 | $854 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,430 | $4,861 | $6,458 |
| Total Monthly Payment | $5,376 | $5,807 | $7,404 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484